Our Rental Portfolio Loans allow You to Access Long-Term Financing at a Fixed Rate. You can use our Loans to Unlock your Existing Equity, Consolidate Debt, or Purchase New Rental Properties. Our Loan Products are Flexible to Meet the Needs of Different Rental Property Investors.
Rental Portfolio Loan Summary:
(1.) Five (5) or More Prope
Our Rental Portfolio Loans allow You to Access Long-Term Financing at a Fixed Rate. You can use our Loans to Unlock your Existing Equity, Consolidate Debt, or Purchase New Rental Properties. Our Loan Products are Flexible to Meet the Needs of Different Rental Property Investors.
Rental Portfolio Loan Summary:
(1.) Five (5) or More Properties, (2.) Types of Properties: Single Family, Condominiums, Townhomes, & Multi-Family , (3.) Properties Must be a Stabilized ( Leased) Portfolio, ( 4.) Loan Amounts: $500,000.00 USD-$100,000,000.00 USD, (5.) Up to 70% Loan to Value, (6.) Fixed Interest Rates, (7.) Five (5), Seven (7) or Ten (10) Year Terms, (8.) Use of Funds: Purchase or Refinance, (.) Non-Recourse Options Available, (9.) Foreign Nationals Eligible, (10) Nationwide Lending.
For more Information, Please Call or Text Northstar at (202)520-1252 otrr Email Us at: tamynorthstar@gmail.com
Our Rental Line of Credit is Designed Specifically for Rental Property Investors that Purchase and Stabilize Rental Properties with the Intention to Finance Them through Long-term Debt.
We act as Your Single-Source Venue anfd Provide You with an End-to-End Solution.
Rental Line of Credit Summary:
(1.) Individual or Multiple Properties, (2.
Our Rental Line of Credit is Designed Specifically for Rental Property Investors that Purchase and Stabilize Rental Properties with the Intention to Finance Them through Long-term Debt.
We act as Your Single-Source Venue anfd Provide You with an End-to-End Solution.
Rental Line of Credit Summary:
(1.) Individual or Multiple Properties, (2.) Types of Properties: Single-Family, Condominiums, Townhomes, Multi-Family, (3)Credit Amounts: $1,000,000.00 USD-$25,000,000.00 USD, (4) Up to 80% of Cost, (5) 18-24 Month Terms, (6) Fixed and Floating Interest Rate Options, Purchase or Refinance, (7) Revolving Credit Options Available, (8) Renovation Financing Available, (9) Foreign Nationals Eligible, (10) Nationwide Lending.
For more Information , Please Call or Text Northstar at (202)520-1252 or Email Us at: tamynorthstar@gmail.com
Our Construct-to-Rent Program is a One-Stop Shop Financing Solution for Experienced Developers building New Rental Properties. We provide Certainty of Funding not only During the Construction Phase but also Long-Term Financing, Once Projects have been Stabilized ( Leased).
Construct-to-Rent Summary:
(1.) Purpose of Loan: New Single Family
Our Construct-to-Rent Program is a One-Stop Shop Financing Solution for Experienced Developers building New Rental Properties. We provide Certainty of Funding not only During the Construction Phase but also Long-Term Financing, Once Projects have been Stabilized ( Leased).
Construct-to-Rent Summary:
(1.) Purpose of Loan: New Single Family Construction Loan + Term Loan Take -Out Financing, (2.) Loan Amounts: $3,000,000.00 USD-$25,000,000.00 USD, (3.) Up to 70% Loan-to-Cost ( LTC) Construction Loan and 70 % Loan -to-Value (LTV) Term Loan, (4.) Twelve (12) to Twenty-Four (24) Construction Loan , Five (5) or Ten (10) Term Loan, , (5.) Floating Interest Rate Construction Loan and Fixed Interest Rate Term Loan, (6.) Flexible Milestone Draws for Construction Loan, (7.) Non-Recourse Carve-out with Completion Warranty, (8.) Nationwide Lending.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Commercial Contractor Materials & Supplies Financing Summary:
We provide 120-Day Material Financing Terms to Commercial Contractors.
(A.) 120-Day Terms-Contractors Pay for Materials When They get Paid or Up to 120 Days, (B.) Project-Based Underwriting- Higher Approval Limits and Less Restrictive Credit Requirements, ( C.) Same Day Approv
Commercial Contractor Materials & Supplies Financing Summary:
We provide 120-Day Material Financing Terms to Commercial Contractors.
(A.) 120-Day Terms-Contractors Pay for Materials When They get Paid or Up to 120 Days, (B.) Project-Based Underwriting- Higher Approval Limits and Less Restrictive Credit Requirements, ( C.) Same Day Approvals and Funding accommodate the Needs of Commercial Contractors, (D.) Credit Terms on Multiple Projects and Purchases at the Same Time- Each Purchase gets its own 120 -Day Term, (E.) No Pre-Payment Penalty, (F.) Get Credit Terms with Any Supplier.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at :tamynorthstar@gmail.com
You might be a Candidate for a NON-QM Loan, or Non-Qualified Mortgage Loan , if You Do Not Meet the Strict Consumer Protection Bureaus 's ( CFPB) Mortgage Loan Conditions.
For More Information , Please Call or Text Northstar at-202-520-1252 or Email Us at:tamynorthstar@gmail.com
This type of Loan is Designed for for Some Rental Property I
You might be a Candidate for a NON-QM Loan, or Non-Qualified Mortgage Loan , if You Do Not Meet the Strict Consumer Protection Bureaus 's ( CFPB) Mortgage Loan Conditions.
For More Information , Please Call or Text Northstar at-202-520-1252 or Email Us at:tamynorthstar@gmail.com
This type of Loan is Designed for for Some Rental Property Investors, Borrowers that are Self-Employed, and Those Who Do Not Meet Conventional Loan Standards. Our Lending Partners Can also Fit Self-Employed Borrowers into The QM Space.
This is an Option for Borrowers that have had Challenges qualifying for a QM -Loan due to Past Issues such as: Bankruptcy, Foreclosures, Late Payments, or Other Isolated Credit Issues in the Past or have an Unconventional Source of Income.
Unlike the Traditional Income Verification Mandated for Most Loans, This type of Mortgage Loan allows You to be Eligible based on Alternative Methods. NON-QM Loans create Real Estate Investment Opportunities for a Wider Array of People due to Their More Versatile Qualification Criteria.
A Qualified Mortgage Loan is a " Agency " Mortgage-Backed Security. ( Agency referring to " Fannie Mae " or Freddie Mac" )
On the Other Hand, a Non-Qualified Mortgage Loan is Considered " Non-Agency " or " Private Label " is Suitable for Borrowers with Exceptional Circumstances or Those Whose Incomes differ from Month-to-Month.
Many Individuals , including Hospitality Employees, Self-Employed Business Owners , and Retirees have Fluctuating Earnings.
This is Where NON-QM Fills the Void by Offering Dynamic Underwriting Measures for Prudent Borrowers with Special Income Conditions.
A Prevalent Belief is that NON-QM Loans are " Bad Loans " in Disguise, and Therefore Not Recommended. The Reality is that These kinds of Loans have Their Own Set of Rules related to QM Loans to Ensure that NON-QM Lenders and Borrowers are Protected From a High-Risk Loan. The Process of Lending NON-QM Loans is Very Similar to that of QM Loans , Only with a Different Collection of Documents during Application.
The Biggest Difference between a QM ( Qualified Mortgage )and a NON-QM ( Non-Qualified Mortgage , is that a QM Mortgage Loan tends to be Traditional Government-Back Loans and Conventional Loans.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Foreclosure Bailout Loans are Specially Designed to Save Investment Properties of Real Estate Investors from being Foreclosed upon Particularly during This Post COVID-19 Period, Which has been Really Difficult on Landlords-Nationwide.
If You are Facing Foreclosure or are Three (3) or More Payments Behind in your Mortgage, a Foreclosure Ba
Foreclosure Bailout Loans are Specially Designed to Save Investment Properties of Real Estate Investors from being Foreclosed upon Particularly during This Post COVID-19 Period, Which has been Really Difficult on Landlords-Nationwide.
If You are Facing Foreclosure or are Three (3) or More Payments Behind in your Mortgage, a Foreclosure Bailout Loan Can Help You to Receive DIRECT FUNDING !
A Foreclosure Bailout Loan is Considered an Asset-Based Refinance Mortgage, Based on the Current Appraised Value of The Property or Asset. Additionally, Foreclosure Bailout Loans Require an Appraisal to Determine the Value of The Collateral.
Foreclosure Bailout Summary:
Investment Properties Only: Single-Family, Condominiums, Townhomes, Multi-Family Commercial, Mixed-Use, Office, Retail, Industrial , and Warehouse., Loan Amounts: $200,000.00 USD-$5,000,000.00 USD, Interest Rates: From 9.00%-11.99%, Loans up to 55% of Value, Bridge Loans Only, Up to Twelve (12) Months Term, Foreign Nationals Eligible, Interest Only Option Available.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
The Cannabis Retail Business is a Great Way to Make lots of Money , Unfortunately, This also Creates Opportunities for Criminals to Target an All-Cash Business. Finally, We have a Viable Solution for these Businesses; The Ability to Accept All Major Credit / Debit Cards through a Chartered Bank. We offer Point-of-Sale (POS) Cash Register
The Cannabis Retail Business is a Great Way to Make lots of Money , Unfortunately, This also Creates Opportunities for Criminals to Target an All-Cash Business. Finally, We have a Viable Solution for these Businesses; The Ability to Accept All Major Credit / Debit Cards through a Chartered Bank. We offer Point-of-Sale (POS) Cash Registers and Reasonable Merchant Service Fees.
Please call or Text Northstar for More Information at (202_520-1252 or Email Us at:tamynorthstar@gmail.com
Yacht Financing Program Requirements:
(A.) Survey required on all Used Boats Which Must be Paid for by The Borrower, (B.) Completed and Signed Application for Each Applicant, (C.) Required Lien Recordation: US Coast Guard Mortgage, ( E.) Electronic GEO Tracking Software; Payable by The Borrower.
Standard Terms:
(A.)$150,000.00 USD Minimum
Yacht Financing Program Requirements:
(A.) Survey required on all Used Boats Which Must be Paid for by The Borrower, (B.) Completed and Signed Application for Each Applicant, (C.) Required Lien Recordation: US Coast Guard Mortgage, ( E.) Electronic GEO Tracking Software; Payable by The Borrower.
Standard Terms:
(A.)$150,000.00 USD Minimum Loan Amount, (B.) $300,000.00 USD Minimum Purchase Amount, (C.)No Maximum Loan Amount, ( D.) Interest Rates: 16.00%-17.99% ( Subject to Change at Anytime) Fixed Interest Only and Fully Amortized Loans Available, (F.) Five Percent (5%) Origination Fee, (G.) Up to Forty -Eight (48) Month Term. Minimum Twelve (12) Months.
Unsecured Personal Term Loan Highlights:
(A.) Up to $300,000.00 USD Funding Range, (B.) Liquid Capital Deposited into Your Bank Account within Five (5)- Seven (7) Days, (C.) No Collateral, (D.) No Pre-Payment Penalty, , (E.) Interest Range Six (6%) Percent -Twenty (20%) Percent ( Which is Subject to Change at Anytime), (F.) Three (3), Fi
Unsecured Personal Term Loan Highlights:
(A.) Up to $300,000.00 USD Funding Range, (B.) Liquid Capital Deposited into Your Bank Account within Five (5)- Seven (7) Days, (C.) No Collateral, (D.) No Pre-Payment Penalty, , (E.) Interest Range Six (6%) Percent -Twenty (20%) Percent ( Which is Subject to Change at Anytime), (F.) Three (3), Five (5) to Seven (7) Year Terms, (G.) Retired Applicants Approved, ( H.) Consolidate Credit Card Debt.
REQUIREMENTS:
(A.) Minimum FICO Credit Score of 650 on All Three Credit Reporting Bureaus, ( B.) Debt -to-Income (DTI) Ratio must be Under 40%, (C.) Must Show $20,000.00 Taxable Income.
REQUIRED DOCUMENTS:
(A.) Color Copy of Drivers License ( Front and Back with All Four Corners Visible), (B.) Most Recent Tax Return , ( C.) IRS W-2 Form ( If Employed) (D.) Three (3) Most Recent Pay Stubs ( If Employed), ( E.) Three (3) Most Recent Personal Bank Statements, and Fee Agreement.
For more Information, Pleasse Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Our Commercial Real Estate// Business Expansion Loan is a Straight Forward to Expand into a Second (2nd) Location or Purchase Additional Investment Property.
PROGRAM HIGHLIGHTS:
(1.) Loan Amounts: $500,000.00 USD-$5,000,000.00 USD, (2.) Interest Rate: Prime Rate Plus 1.5% to 2.75% Interest ( Fixed and Variable Rates, Which are Subject to C
Our Commercial Real Estate// Business Expansion Loan is a Straight Forward to Expand into a Second (2nd) Location or Purchase Additional Investment Property.
PROGRAM HIGHLIGHTS:
(1.) Loan Amounts: $500,000.00 USD-$5,000,000.00 USD, (2.) Interest Rate: Prime Rate Plus 1.5% to 2.75% Interest ( Fixed and Variable Rates, Which are Subject to Change at Anytime), (3.)Financing up to 90% , (4.) Terms: Twenty-Five (25) Term ( Monthly Payment), (5.) No Pre-Payment Penalty after Three (3) Years.
Requirements:
(1.) Minimum FICO Credit Score- 685 on All Three Credit Reporting Bureaus, (2.) Borrower Must have Sufficient Personal and Business Cash Flow to Service All Debt Payments, (3.) No Bankruptcies or Foreclosures in the Past Three (3) Years, , (4.) No Collections, Liens or Late Payments Within Thirty (30) Days, (5.) No Felonies, (6.) No Delinquencies and / or Default on Government Loans, (7.)Time -in-Business: Two (2) Years ; Minimum.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at: tamynorthstar@gmail.com
Unsecured Business Working Capital - Debt Refinance Term Loan Program Highlights:
( A.) Loan Amounts: $30,000.00 USD-$350,000.00 USD, ( B.) Interest Rate : Seven (7) to Eight (8%) Percent ( Subject to Change at Anytime), (C.) Ten (10) Year Term ( Monthly Payment ), ( D.) No Pre-Payment Penalty.
REQUIREMENTS:
(A.) Minimum FICO Credit Sco
Unsecured Business Working Capital - Debt Refinance Term Loan Program Highlights:
( A.) Loan Amounts: $30,000.00 USD-$350,000.00 USD, ( B.) Interest Rate : Seven (7) to Eight (8%) Percent ( Subject to Change at Anytime), (C.) Ten (10) Year Term ( Monthly Payment ), ( D.) No Pre-Payment Penalty.
REQUIREMENTS:
(A.) Minimum FICO Credit Score -650 on All Three Credit Reporting Bureaus, ( B.) No Bankruptcies, or Foreclosures in the Last Three (3) Years, ( C.) No Collections , Liens or Late Payments within the Past Thirty (30) Days, (D.) No Felonies, ( E.) No Delinquencies and / or Default on Government Loans , ( F.) Time -in-Business: Minimum of Two (2) Years.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Our Commercial Real Estate// Business Expansion Loan is a Straight Forward to Expand into a Second (2nd) Location or Purchase Additional Investment Property.
PROGRAM HIGHLIGHTS:
(1.) Loan Amounts: $500,000.00 USD-$5,000,000.00 USD, (2.) Interest Rate: Prime Rate Plus 1.5% to 2.75% Interest ( Fixed and Variable Rates, Which are Subject to C
Our Commercial Real Estate// Business Expansion Loan is a Straight Forward to Expand into a Second (2nd) Location or Purchase Additional Investment Property.
PROGRAM HIGHLIGHTS:
(1.) Loan Amounts: $500,000.00 USD-$5,000,000.00 USD, (2.) Interest Rate: Prime Rate Plus 1.5% to 2.75% Interest ( Fixed and Variable Rates, Which are Subject to Change at Anytime), (3.)Financing up to 90% , (4.) Terms: Twenty-Five (25) Term ( Monthly Payment), (5.) No Pre-Payment Penalty after Three (3) Years.
Requirements:
(1.) Minimum FICO Credit Score- 685 on All Three Credit Reporting Bureaus, (2.) Borrower Must have Sufficient Personal and Business Cash Flow to Service All Debt Payments, (3.) No Bankruptcies or Foreclosures in the Past Three (3) Years, , (4.) No Collections, Liens or Late Payments Within Thirty (30) Days, (5.) No Felonies, (6.) No Delinquencies and / or Default on Government Loans, (7.)Time -in-Business: Two (2) Years ; Minimum.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at: tamynorthstar@gmail.com
Joint Venture Acquisition & Rehabilitation Funding:
Have a Great Deal but Need Capital ? We can pROVIDE UP TO 100%Financing to Do The Project in a Joint Venture. Here is How it Works:
100% of the Purchase Price, 100% of the Rehabilitation Costs and 100% of the Closing Costsup to 70% of The After Repair Value (ARV).
A Partnership Agreement to Share in The Profit is Entered into with You on The Project.
You will Manage the Renovation, Finances and Sale of The Property.
Our Standard Qualifying Rates and Fees for Funding are Applied.
Depending on the Deal and Your Experience, We Will Split the Profits with 50-90% going to You.
RULES OF THE DEAL:
100% Financing available for Single Family Homes Only.
For More information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Joint Venture Acquisition & Rehabilitation Funding:
Have a Great Deal but Need Capital ? We can pROVIDE UP TO 100%Financing to Do The Project in a Joint Venture. Here is How it Works:
100% of the Purchase Price, 100% of the Rehabilitation Costs and 100% of the Closing Costsup to 70% of The After Repair Value (ARV).
A Partnership Agreement to Share in The Profit is Entered into with You on The Project.
You will Manage the Renovation, Finances and Sale of The Property.
Our Standard Qualifying Rates and Fees for Funding are Applied.
Depending on the Deal and Your Experience, We Will Split the Profits with 50-90% going to You.
RULES OF THE DEAL:
100% Financing available for Single Family Homes Only.
For More information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Why a Multi-Point Property Analysis?
Possibly the Closet that You can get to a True Appraisal is a Capital Multi-Point Property Point Analysis provides Detailed Data about the Property thsat You are Considering Purchasing. From Sales History, Comps, Recent Sales, and Where Available, Current Listings, to Information about The Market, The Schools, The Impact of Foreclosures, and The Inventory, You can quickly Determine the Value.The Fee for This Service is $25.00 USD. Please Call or Text Northstar at (202)520-1252 or Email Us at :tamynorthstar@gmail.com Please check the Address . Most of the Mistakes made using this service result from from a Misspelled or Misformatted Address. Ensure your Address by Using Google Maps or Zillow to Find it , Then Copy the way that it is Formatted. This service is for Residential Properties Only. While 95% of Residential Properties Can be Found Using the Multi-Point Analysis, Some Properties Won't have Enough Comparables for the Service to Properly Valuate the Property You will Receive an Email at the Email Address that You Provide in the Next Step that either has a PDF Attachment of The Report or the Reason that The Service Could Not Find the Property. .
THERE ARE NO REFUNDS ONCE A REPORT IS GENERATED. WE ARE NOT RESPONSIBLE FOR THE ACCURACY OF THIS REPORT AS IT IS PROVIDED THROUGH A THIRD PARTY SERVICE. USE AT YOUR OWN RISK.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Why a Proof of Funds Letter ?
Proof of Funds Letters are Frequently required by Real Estate Agents prior to Them agreeing to Submit Any Offers to Sellers.
Many times, Proof of Funds Letters are Required along with a Purchase Offer Contract in Real Estate Transactions. Our Capital Partners make it Easy to Generate a Proof of Funds Letter to Provide to Real Estate Agents or Oather Interested Parties.
The Intended Use of our Proof of Funds Letter is to give You, The Investor , a Letter to provide to the Necessary Parties involved in your Real Estate Transactions that Shows that You are either Pre-Qualified or Have Funds to Purchase Real Estate.
Proof of Funds Letters are Not Available Online for Investment Properties located in Arizona, California, Idaho, Minnesota, Nevada, New Jersey, New York , North Carolina, North Dakota, Oregon, South Dakota, Utah, and Vermont. Proof of Funds are Not Available Online for more than $500,000.00 USD.
Proof of Funds Letters for a Single Loan Collateralized by more than a Single Property are Not Available Online.
Information required to Fill out a Proof of Funds Letter includes: Your Business or Entity Name , The Investment Property's Full Address and the Expected Loan Amount.
Our Capital Partners provide Funds for the Purchase of Non-Owner Occupied , Raesidential Property ( Investment Property with Four (4) Units or Less ) or Commercial Property.
For more Information, Please Call or Text Northstar at(202)520-1252 or Email Us at:tamynorthstar@gmail.com
If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.
If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.
If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.
Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.
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BONDE PROGRAM: Type of Bond : Taxable and Tax-Exempt Bond
(1.) Rates: Taxable : 7.5 % ( Subject to Change at Anytime), Tax-Exempt : 5-5.5 % ( Subject to Change at Anytime), (2.) Loan to Cost: 75% , (3.) Term : Interest Only up to Three (4) Years then Amortization up gto Thirty-Five (35) Years, (5.) Loan Amount : $5MM-$100MM USD, Geographic Area: USA, ( 6.) Guarantees: Non-Recourse, (7.) Reserve: One (1 ) Year Year of Principal and Interest Payments , (8.) Underwriting Fees: Up to 1.5 %, (9.) Assets Financed : Independent Living Facilities, Assisted Living Facilities, Medical Centers, and Multi-Family Units.
Northstar can arrangev Bond Financing for Large-scale Projects-Worldwide up to $15BB USD+. Call or Text Ustat : 202-520-1252, Email:tamynorthstar@gmail.com
BONDE PROGRAM: Type of Bond : Taxable and Tax-Exempt Bond
(1.) Rates: Taxable : 7.5 % ( Subject to Change at Anytime), Tax-Exempt : 5-5.5 % ( Subject to Change at Anytime), (2.) Loan to Cost: 75% , (3.) Term : Interest Only up to Three (4) Years then Amortization up gto Thirty-Five (35) Years, (5.) Loan Amount : $5MM-$100MM USD, Geographic Area: USA, ( 6.) Guarantees: Non-Recourse, (7.) Reserve: One (1 ) Year Year of Principal and Interest Payments , (8.) Underwriting Fees: Up to 1.5 %, (9.) Assets Financed : Independent Living Facilities, Assisted Living Facilities, Medical Centers, and Multi-Family Units.
Northstar can arrangev Bond Financing for Large-scale Projects-Worldwide up to $15BB USD+. Call or Text Ustat : 202-520-1252, Email:tamynorthstar@gmail.com
Alternative Equity Financing:
This is an Excellent Equity Solution for New Construction Projects, Currently Owned Distressed Projects, Partner Buyouts, and Value Add Acquisitions.
Size of Investments:$5MM-$100MM USD, , Preferred Return : 6%, , Waterfall: To Be Determined,
ATypes of Real Estate Financed: (1.) Senior Housing, (2.) Student Housing, (3.) Multi-Family, (4.) Office Buildings, (5.) Retail Centers, (6.) Hospitality Properties and (7.) Industrial Properties.
On certain Opportunities, Our Lending Partners Can pair The Investments with Non-Recourse Debt.
Business Equipment Financing helps You to Finance up to 100% of the New or Used Equipment that You Need for Your Business. Applying for an Equipment Loan is Typically a Fast and Easy Way to Finance the Purchase of Most types of Equipment -Computers, Machinery, Vehicles, or Whatever else You Need.
We serve over 700 Industries and Offer up to 100% of Equipment Value. Interest Rates run from 8%-30%+ , Loans Can be Approved in as little as Two (2) Days.
Equipment Financing could Provide Quick Access to Cash, Limited Paperwork, The Equipment serves as its Own Collateral, Equipment is a Revenue Producer.
Our Lending Partners lend in All Fifty (50) States.
What You Need to Qualify :
(A) One + Years in Business, (B) 630+ Credit Score, ( C) Annual Revenue: $100K+,
Decision in Minutes- No Obligation
Call or Text Us at :202-520-1252 or Email: tamynorthstar@gmail.com For More Details.
Unsecured Business Credit Cards
Program Highlights: (21.) Receive up to $300,000.00 USD, (2.) 0% Interest for Twelve (12) Months, (3.) No Upfront Fees, (4.) No Collateral, (5.) Stated Income , (6.) Start-up Businesses are Welcomed, (7.) Tradelines Do Not Report Personally, Builds up Business Credit.
REQUIREMENTS:
(1.) 700 Credit Score on All Three Credit Reporting Bureaus ( Experian, Equifax, Transunion), (2.) Under 30% Credit Utilization on Personal Cards, (3.) Under Ten (10) Hard Inquiries within thre Past Twelve (12) Months, (4.) No Late Payments for at least Six (6) Months, (5.) Seasoned Primary Personal Tradelines, (6.) No Public Records, (7.) No Collections.
DOCUMENTS NEEDED TO PROCEED:
(1.) tRI-Merge Credit Report from Experian.com, (2.) Two MAost Recent Tax Returns ( Optional).
ADDITIONAL INFORMATION:
( 1.) Higher The Credit Extended ; The Higher The Amount Approved, (2.) Once Cards are Seasoned for Six (6) Months, You will be Eligible for Balance Transfer Checks at 0% Interest and Have The Option of Increasing The Tradelines, (3.) Profitable Businesses over the Last Two Years Will be Eligible for an Annual $50,000.00 USD-$100,000.00 USD Check Book Paper Line ( Last Two Years of Business Tax Returns Required), There are Points associated which will be Deducted from the Cards Upon Receiving Them.
For More Information, Please Call or Text Northstar at: 202-520-1252 or Email Northstar at:tamynorthstar@gmail.com
inventory Line of Credit Summary:
Facility Size-$100,000.00 USD-$$5,000,000,000.00 USD, Term- Thirty (30) Days- One Hundred Twenty (120) Days ( Revolving Line of Credit, Interest Rate-1-5%-2.5% per month.
GUIDELINES:
(1.) Time In Business (TIB)- Two (2) Years, (Minimum Annual Sales-$2,000,000.00 USD,, (3.) Minimum FICO-NONE, (4.) Minimum Gross Margin- Twenty Percent (20%), (5.) Must have Positive Net Income for Each of the Last Three (3) Years, (5.) Minimum Shareholders Equity $500,000.00 USD Less Intangibles and Intercompany Loans, (6.) No Outstanding Tax Liens, Judgments or Bankruptcies, Company , (7.) Company Gross Revenue and Net Worth are at least 3x Greater than the Amount Requested.
DOCUMENTS REQUIRED:
(1.) Balance Sheet ( Last Three (3) Years, (2.) Income aStatement ( Last Three (3) Years, (3.) Matching Tax Returns (Last Three (3) Years, (4.) 2018 YTD Interim Financial Statements ( Balance Sheet and Income Statements), (5.) Last Six (6) Months of Bank Statements ( All Pages), (6.) Current Interim Accounts Receivable Aging Report, (7.) Current Interim Accounts Payable Aging Report, (8.) Please providfe a General Business Description and Summary of Business Plans and Goals; History and Years in Business; Why You are Seeking a Revolving Facility; Describe Whom You are Buying Products and Services from; Describe Finished Product (s) and Services and The Companies that You Sell to.
TIME to CLOSE -Two (2)- Four Weeks.
For more Information, Please Call or Text Northstar at:202-520-1252 or Email Us at: tamynorthstar@gmsail.com.
Medical Accounts Receivable Financing Summary:
(1.) Advance Rate: Up to 70%-80% of Estimated Collectible Value, Determined by Using Industry Standards and Collection History.
FACTOR FEE:
1.5 %-2.5% OF ECV For the First Thirty (30) Days and a Daily Profated Rate thereafter, " Does Not Include USF ".
This Fee depends on the Procedures Performed, Monthly Billing, and Strength of The Client.
EXAMPLE:
You submit a Claim that is Estimated to Collect $100.00 USD Within 72 Hours Hours You're Advanced $75.00 USD ( 75% Advance Rate) on This Claim.
If the Claim is Paid by the Insurance Provider within Thirty (30 ) Days , The Lender will be Entitled to Their Advance (%75.00 )Plus their Factor Factor Fee ( (2% of $100.00= $2.00 USD) and Send the Remainder ( $23.00) to You.
Invoice Factoring && Purchase Order Loans b Summary:
Program Highlights (1.) Eighty (80%)- Ninety (90%) of The Invoice Amount Up Front on The Day The Invoice is Issued , (2.) Fees: Rates as Low as 2% Over Thirty (30) Days, (3.) This program is Based Off of Your Customer's Business Credit, (4.) Criteria is Not Based on Your Personal Credit Score, , (5.) No Minimum Length of Time in Business, (6.) Sub-Contractors, Construction-Related Clients, and Health Care Clients Approved.
Requirements:
(1.) Invoiced Customers Must be Business to Business (B2B), (2.) Customers Must have GAood Established Business Credit.
Required Documents: (1.) Executed Application , Required Documents, (2.) Aging Accounts Receivables (A/R) Report, (3.) Aging Accounts ( A/P) Payments Report, ( 4.) Three (3) Months of Most Recent Business Bank Statements, (5.) Sample Invoice with Backup Documents ( i.e Proof of Delivery, Time Sheets or Performance Reports.
For more Information , Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
What are Fix and Flip Loans ?
Fix and Flip are Asset-based Loans , Similar to a Hard Money Lioan , However, They utilize More Underwriting Guidelines and Criteria. While Hard Money Loans focus Solely on the Asset, This Specific Type of Loan Program looks at Both The Asset and The Borrower.
Contrary to Hard Money Loans, Fix and Flip Loans are usually Sold on The Secondary Market and Goes through a Full Underwriting with Tighter Guidelines. For instance, Deprending upon The Lender, Fix and Flip Loans have a Minimum FICO Requirement. Additionally, The Borrower can't have Late Payments, Foreclosure, Judgments, or Bankruptcy on their Credit for 24-36 Months.
There are Four (4.) Specific Areas where an Investor requires Money for a Fix and Flip Rehab Loan: The Down Payment , Closing Costs, Resrves, and First Draw.
During the Loan Processing and Underwriting Stage with The Loan Processor , Analyzes both The Investment Property's Value and The Borrower's Banking and Buying History.
If the Numbers Work , The Prospectiive House Flipping Investors will Move onto The Funding Stage.
When The Borrower reaches The Funding Stage, it Consists of Paperwork and Promissory Notes to Sign before The Funds are Released. After all Elements are Completed to The Underwriter and Closing Agent's Satisfaction, the Allocation of Funds will be Distributed to The Seller of of The Property or Directly to The Borrower.
The Lender will Develop a Draw Schedule with The House Flipping Investor ( Borrower) to be Utilized For the Construction Funds Part of The Rehabilitation Loan Process.
Throughout this Period, an Inspector will Confirm that things are Done to the Local Municipal Codes and The Lender will Release thre Remaining Portion of The Draw. Once all Parties have Approved the Draw Schedule, Each Payment Installment will be Transferred to The Borrower or Entity's Bank Account after Completion of Each Inspection.
Transferring of Funds to The Designated Bank Account typically Occurs 2-3 Days After The Draw Request.
FIX and FLIP LOAN SUMMARY
(1.) Investment Property Only: Single-Family , Condominiums, Townhomes, Multi-Family and Mixed-Use, (2.) Interest Rates Starting at 7.25% ( Subject to Change at Anytime), (3.) $100K-$5 M USD, (4.)Up to 90% Loan-to-Value ( LTV ) 75% After Repair Value ( ARV), , (5.) 100% of The Rehabilitation Costs, (6.) Blanket Loan Options Available, (7.) Bridge Loans Only, (8.) 9-24 Month Terms, (9.)Foreign Nationals Eligible , (10.) No Prepayment Penalty Option Available.
Our Lending Partners Fix and Flip Programs are Closed within an Average of 21-35 Days, Ensuring a Quick, Hassle-Free Process for All Prospective Borrowers.
Our Fix and Flip Credit Line provides You with a Reliable Funding Source to Purchase New Properties or Refinance existing Investments. Our Streamlined Approval and Funding Processes enable You to Access Capital Quickly and Without Hassle for your Next Investment Project.
Fix and Flip Line of Credit Summary:
(1.) Types of Property: Individual or Multiple Properties, (2.) Single Family, Condominiums, Townhomes, and Multi-Family, (3.) Line of Credit Amounts: $1,000,000.00 USD-$25,000,000.00 USD, (4.) Up to 80% of Cost, ( 5.) Eighteen (18)-Twenty-Four (24) Month Terms, ( 6.) Fixed and Floating Interest Rate Options, ( 7.) Use of Funds: Purchase or Refinance, (8.) Revolving Credit Options Available , ( 8.) Renovation Financing Available, (9.) Foreign Nationals Eligible, (10) Nationwide Lending.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at :tamynorstar@gmail.com
Our Single Family Property Loans are for Investors looking to Gain More Flexibility than Traditional Loans, Lock in Fixed Rate Financing on a Single Rental Property for Thirty (30) Years. Our Streamlined Process means You can Close your Loan Quickly and Without Hassle.
Single Rental Property Loan Summary:
(1.) Properties Funded: Single Family , 2-4 Units, Townhomes, Planned Unit Developments (PUDs), , (2.)Property Must be Leased or Soon-to-Be, (3.) Loan Amounts:$100,000.00 USD-$1,900,000.00 USD, (4.) Up to 70% of Value, (5.) Interest Rates: Thirty Year (30) Fixed or 5/1 Adjustable Reate Mortgage ( ARM), (6.) Use of Funds: Purchase or Refinance , (7.) Eligilble Parties : Individuals, Limited Partnerships ( LPs) or Limited Liability Companies ( LLCs), (8.) Minimum FICO Score on All Three Credit Reporting Bureaus is 680, (9.) Nationwide Lending.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
A Commercial Bridge Loan is Defined as a Short-Term Real Estate Loan for a Commercial Property- such as a Retail Store , Office Building, Mixed-Use Apartment Building, and More.
The typical Commercial Bridge Loan has a Term of 12-24 Months, Although Many Commercial Bridge Lioan Lenders will Grant The Property Owner The Option to Extend the Loan for Six (6)m Months to One (1) Year.
Few Lenders Do Bridge Loans for Commercial Properties, However, Our Lending Partners offer This Unique Loan - Nationwide to Real Estate Investors.
Like a Typical Bridge Loan , This type of Loan can also be a Valuable Tool For Purchase, or Refinance of Office Buildings, Retail Property, and Multi-Family Housing including Apartment Complexes.
Commercial Bridge Loan Summary
(1.) Investment Properties Only: Multi-Family, Commercial, Mixed-Use, Office, Retail, Industrial and Warehouses., (2.)Interest Rates Starting at 7.25% ( Subject to Change at Anytime), (3.)$200K-$5M USD, (4.) Up to 75% Loan-to-Value ( LTV), ( 5.) Fixed Rates/ Adjustable Rates , ( 6.) Bridge Loans Only, (7.) Interest Only Option Available, (8.) Foreign Nationals Eligible , ( 9.)No Prepayment Penalty.
(1.) Single Rental Property Loans :
Our Lending Partners Single Rental Property Loans looking to Gain more Flexibility than Traditional Investment Loans. Lock-in Fixed Rate Financing on a Single Property for Thirty ( 30) Years. The Streamlined Process means that You Can Close Your Loan Quickly and Without Hassle. Single Rental Property Summary: (1.) Individual Rental Properties, (2.) Single-Family, 2-4 Unit Buildings, Townhomes, Planned Unit Developments ( PUD), (3.)Currently ( Or Soon to Be) Leased, ( 4.) $100K-$1.9M USD, (5.)Up to 70% Loan-to-Value ( LTV), (6.) 30 Fixed or 5/1 Adjustable Rate Mortgage ( ARM), (7.) Purchase or Refinance, (8.) Individuals , Limited Partnerships ( LPs), or Limited Liability Companies ( LLCs), (9.) Minimum FICO Score-680, Nationwide Lending.
CONSTRUCT to RENT Financing:
The Construct to Rent Program is a One-Stop Shop Financing Solution for Experienced Developers building New Rental Properties . This provides Certainty of Funding not only During the Construction Phase But also Long-term Financing ; Once the Projects hasve been Stabilized. Construct to Rent Summary: (1.) New Single -Family Residential Construction Loan & Term Loan Take-Out Financing, (2.)$3M USD-$25M USD, (3.) Up to 7% Loan -to Constrct ( LTC) Construction Loan ans 70% Loan-to-Value ( LTV) Term Loan, (4.) 12-24 Month Construction Loan , Five (5) or Ten (10) Year Term Loan, (5.) Floating Rate Construction Loan and Fixed Rate Term Loan, (6.) Flexible Milestone Draws for Construction Loan, ( 7.) Non-Recourse Carve-Out with Completion Guaranty, ( 8.) Nationwide Lending.
RENTAL LINE of CREDIT
The Rental Line of Credit Program is Designed Specifically for Rental Investors that Purchase and Stabilize Rental Properties with the Intention to Finance them Through Long-term Debt. Our Lenders act as Your Single Source Lending Partner and Provide You with an End-to-End Financing Solution.
Rentasl Line of Credit Summary: (1.) Individual or Multiple [Properties , (2.) Single-Family , Condominiums, Townhomes, Multi-Family Properties, (3.) $1M-$25M USD, (4.) Up to 80% of Cost, (4.) 18-24 Month Terms, (5.) Fixed and Floating Interest Rate Options , ( 6.) Purchase or Refinance, (7.) Revolving Credit Options Available, (8.) Renovation Financing Available, (9.) Foreign Nationals Eligible, (10.) Nationwide Lending.
RENTAL PORTFOLIO
Our Lending Partners Rental Portfolio Loans Allow You to Access Long-term Financing at a Fixed Rate.
You can use these Loans to Unlock Existing Equity , Consolidate other Debt or Purchase New Rental Properties. These Loan Products are Flexible to MAeet the Needs of Different Rental Property Investors.
Rental Portfolio Summary: (1.) 5 = Rental Prperties, ( 2.) Single-Family , Condominiums, Townhomes, & Multi-Family Properties, ( 3.) Stabilized ( Leased) Portfolio, $500K-$$100M USD+, ( 4.) Up to 70% Loan-to-Value ( LTV), (5.) Fixed Rates, (6.) 5, 7, or 10 Year Terms, (8.) Purchase or Refinance, (9.) Non-Recourse Options Available, (10.) Foreign Nationals Eligible, (11.) Nationwide Lending.
FIX and FLIP LINE of CREDIT
Our Lending Partners Fix and Flip Credit Line Provides You with a Reliable Funding Source to Purchase New Properties or Refinance existing Investments. The Streamlined Approval and Funding Processes enable You to Access Capital Quickly and Without Hassle for Your next Investment Project.
Fix and Flip Line of Credit Summary: ( 1.) Individual or Multiple Properties, (2.).Single-Family, Condominums, Townhomes, and Multi-Family Properties, ( 3.) $1M USD-$25M USD, (4.) Up to 80 of Cost, (4.) 18-24 Month Terms, ( 5.) Fixed and Floating Interest Rate Options, (6.) Purchase or Refinance , ( 7.) Revolving Credit Options Available, (8.) Renovation Financing Available, (9.) Foreign Nationals Eligible and (10.) Nationwide Lending.
LARGE NON-RECOURSE V CONSTRUCTION & BRIDGE FINANCING PROGRAMS
Large Project Non-Recourse Construction Debt Financing: Loan Amount : $20M -$250MM USD , Position : Senior Debt / Mezzanine , Senior Debt Rate: 4.5%-6.5 % ( Subject to Change at Anytime), LTC: Up to 85% , Investment Type : Construction/ Portfolio Acquisitions/ Value Add , Property Types: Multi-Family, Student Housing , Senior Housing, Medical Office Building.
NON-RECOURSE BRIDGE LOAN PROGRAM
Loan Amount :$1MMM-$55MM, LTV:75%, tERM: 1-3 Years, IAnterest Only, Closing in as Little as 2 Weeks, , All Real Estate Types.
NON-RECOURSE MULTIFAMILY GROUND-UDEVELOPMENT PROGRAM:
Value Add/ Adaptive Reuse/ Rehabilitation ( Repositioning / Acquisitions and Refinances) .
Loan Amount: $5MM-$55MM USD, Ground-Up Construction Loan Amount :$5MM-$35MM USD, Rate: Priced Individually with Interest Rate based on 30 Day LIBOR Rate ( Floor) plus Applicable Spread, LTC: Varies from 70% -85% Based on Asset Types & KLoan Parameters, Term : 1-3 Year Terms with Extension Options: Interest Only, Ground-Up Development / Construction ( Multi-Family & Mixed- Use Assets Only; No SFR ( Single Family Residences) and Also Preferential Equity Pieces on Both Ground-Up Ground-Up Development and Existing Assets ( Multi-Family& Mixed-Use Assets Only). Finance can involve Federal and State Historic , New Market, & Low Income Tax Credits as well as PACE/CPACE.
COMMERCIAL CONTRACTOR MATERIALS & SUPPLIES FINANCING PROGRAM:
What Our Lending Partners Do: 120 Day Material Financing Terms to Commercial Contractors.
The Problem: Let's face it, The Cash Conversion Cycle that Most Contractors Face is Broken. Contractors are Required to Front Large Sums of of Money to Purchase Materials yet are Often The Last to Get Paid upon Completion .On Average, it takes 84 Days for Contractors to Get Paid on Commercial Construction Projects.
Traditional Credit Sources are Conservative and Unable to Fulfill All of a Contractor's Purchasing Needs. Additionally, Traditional Supplier Terms are too Short and Do Not Align with a Contractor's Payment Cycle.
Solution: 120 Day Terms - Contractors Pay for Materials When They get Paid , or Up to 120 Days , Project-Based Underwriting - Higher Approval Limits and Less Restrictive Credir Requirements., Same-Day Approvals and Funding Accommodate the Needs of Commercial Contractors, on Multiple Projects and Purchases at the Same Time - Each Purchase gets its Own 120 Day Term, No Penalty for Early Payoff, Get Credit Terms with Any Supplier.
For more Information, Please Call or Text Northstar at -202-520-1252 ot Email::tamynorthstar@gmail.com
Revolving Accounts Receivable Line of Credit Summary:
(1.) Facility Size- $250,000.00 USD-$5,000,000.00 USD, (2.) Term - Twelve (12) Months Revolving, (3.) Interest Rate-9.99%- 18.99% ( Subject to Change at Anytime).
GUIDELINES:
(1.) Time In Business (TIB)- Two (2) Years., (2.) Minimum Annual Sales- $1,000,000.00 USD, (3.) Minimum FOC- 620 on All Three Credit Reporting Bureaus., ( 4.) Market Segment - Business to Business Sales.
DOCUMENTS REQUIRED:
(1.) Completed ABL Application, (2.) Last Two (2) Years of Business Tax Returns, ( 3.) Last Two (2) Years of Financials: Profit & Loss , Balance Sheet, and Cash Flow Statement, ( 4.) Twelve (12) Months of Bank Statements, (5.) Twelve (12) Months Customer Transaction Report ( Invoice Data-Detailed), (6.) Current Accounts Receivable Aging Report and Same Month for Prior Year, (7.) Current Accounts Payable Aging Report and Same Month for Prior Year., (8.) Voided Check.
TOP INDUSTRIES:
(A) Manufacturing, (B) Distribution, (C) Business Services, ( D) Wholesale, (E) Transportation.
RESTRICTED INDUSTRIES:
( A) Healthcare , ( B) Construction, ( C) Progress Billing, ( D) Unperformed Work, ( E) LAegal Services.
RESTRICTED STATES:
(A) California, ( B) North Dakota, ( C) South Dakota, ( D) Nevada, ( E) Vermont.
TIME TO CLOSE- TWO ( 2) WEEKS.
For more Information, Please Call or Text Northstar at: 202-520-1252 or Email Us at:tamynorthstar@gmail.com
Merchant Cash Advances
GUIDELINES: .
Underwriting Guidelines:$10,000.00 USD-$1,000,000.00 USD, Up to 4th Position, Daily / Weekly Payments, 550 Minimum Credit Score, One (1) Year Time in Business, Non-Sufficient Funds -5/ Month, Minimum Deposits- 4, Renewals 50% Paid In, Early Payoff Discount, Limited Stipulations, 3-Hour Approvals, DocuSign Contracts, Fastest " A&B" Paper Funder, Soft Credit Pull, Buy-Rate Approval Starting at 1.27 %, ( Subject to Change at Anytime), Daily & Weekly Repayment Options, , Same Day Funding.
Approved Industries For Funding:
(A) Medical Industries, (1.) Home Healthcare, (2.) Laboratory Services, (3) Medical Offices, (4) Medical Research, (5.) Medical Wholesale & Distribution, (6) Mental Health Providers, (7) Physical Therapy, (8) Substance Abuse Support.
Construction Industries:
(1) HVAC, (2) Electricians, (3) Plumbing, ( 4) General Contractors, ( 5) Handyman/ Repair Services, (6) Specialty Construction.
Other Industries:
(1) Accounting, (2) Agriculture, (3) Auto Repair, (4) Convenience Stores, ( 5) E-Commerce, ( 6) Farmers Markets, (7.) Funeral Homes, (8) Grocery Stores, (9) Guns & Ammo, (10) IT Services, (11) Landscaping Companies, (12) Laundromat/ Dry Cleaners, (13) Liquor Stores , (14) Manufacturing, (15) Marketing, (16) Pet Care, (17) Pharmacy, (18) Property Management , (19) Restaurants, (20) Transportation/ Logistics , (20) Trucking.
Let's Get Started : ( 1.) Signed and Completed Application, (2.) Four (4) Months of Business Bank Statements, MTD After the 14TH .
For an Application and More Information; Please Call or Text Northstar at :2032-520-1252 or Email Uas at :tamynorthstar@gmail.com
Unsecured Business Term Loan
Program Highlights: (1.) $30,000.00 USD-$200,000.00 USD, (2.) 6.99%-M 26.99% Fixed Interest Rate ( Subject to Change at Anytime), (3.) Two (2) -Five (5) Year Repayment Terms ( Montly Payment), (4.) No Prepayment Penalty .
Requirements:
(1.) Minimum FICO Score -650 On All Three Credit Reporting Bureaus, (2.) No Bankruptcies or Foreclosures in the Past Three (3) Years, (3.) No Outstanding Tax Liens, ( 4.)Minimum Time in Business (TIB)- Two (2) Years.
For More Information; Please Call or Text Northstar at:202-520-1252 or Email Us at: tamynorthstar@gmail.com
Commercial Real Estate / Business Expansion Loan Summary:
PROGRAM HIGHLIGHTS:
(a)$500,000.00 USD-$5,000,000.00 USD, (B) Prime Rate Plus 1.5 %-2.75% Interest ( Fixed and Variable Rates), (C) Financing up to 90%, ( D) Twenty-Five 25) Term ( Monthly Payment), (E) No Prepayment Penalty After Three (3) Years.
REQUIREMENTS:
(A) Minimum FICO Score -685 on All Three Credit Reporting Bureaus, (B)Sufficient Personal and Business Cash Flow to Service All Debt Payments, ( C) No Bankruptcies or Foreclosures in the Last Three (3) Years, ( D) No Collections , Liens, or Late Payments ( Within Thirty (30) Days, (E) No Felonies, ( F) No Delinquencies and/ or Default on Government Loans, ((G) Minimum Two (2) Years in Business.
For More Information, Please Call or Text Northstar at:2032-520-1252 orb Email Us at:tamynorthstar@gmail.com
Cannabis Business Loans Made Easy
When it comes to owning a Cannabis Business ; One obstacle to Financing. Loans are a Standard Operating Procedure of Any Healthy Business. While it has been Challenging to Secure a Cannabis Loan in the Past , it is Now Easier than Ever to Grow and Finance your Cannabis Business.
We can Help your Cannabis Business with the Following Types of Loans:(1.) Term Loans, (2.) Line of Credit, (3.) Business Cash Advance, (4.) Personal Loan or (5.) 0% Business Credit Card ( Subject to Change at Anytime).
Here are the Main things that Cannabis Loans Can Help You to Finance: (1.) Rent for New Locations, (2.) Grow Costs, (3.) Day-to-Day Operations, ( 4.) Employee Salaries and ( 5.) Production Expenses.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.
Are your customers raving about you on social media? Share their great stories to help turn potential customers into loyal ones.
Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.
Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.
Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.
We now Offer Owner-Operator Financing for the following: ( 1.) Tractor -Trailers and Reefers, (2.) Big Box Trucks, (3.) Dump Trucks. New CDL Drivers are Welcome, Bad Credit Borrowers also Welcome , Fast Funding Approvals. Get the Truck that You Want. Currently, The Transportation is 80,000 Drivers Short ! Call or Text Northstar ; Today for More Information at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Invoice Factoring / Purchase Order Loan Summary:
PROGRAM HIGHLIGHTS
(A) 80-90% OF The Invoice Amount Up Front The Day It Is Issued, ( B) Rates from as Low as Two (2) % Percent over Thirty (30) Days., ( C) Program is Based Off of Your Customers Business Credit, ( D) Crietria is Not Based on Your Personal Credit Score, (E) No Minimum Length of Time in Business, (F) Sub-Contractors, Construction Related Clients, and Health Care Clients Approved.
REQUIREMENTS:
(1.) Invoiced Customers Must be B2B ( Business to Business), (2.) Customers Must have Good Established Business Credit.
REQUIRED DOCUMENTS:
( 1.) Executed Application Required Documents, (2.) Aging Accounts Receivable (A/R) Report, (3.) Aging Accounts Payable ( A/P) Report, (4.) Three (3) Months of Most Recent Business Bank Statements, (4.) Sample Invoice with Backup Documentation ( IE, Proof of Delivery, Time Sheets or Performance Reports).
Please Call or Text for More Information at :202-520-1252 or Email Us at:tamynorthstar@gmail.com
Our Rental Loans allow You to Access Long-Term Financing at a Fixed Rate . You can Use our Loans to Unlock your Existing Equity , Consolidate other Debt or Purchase New Rental Properties.
The Rental Loan Programs that our Lending Partners provifde for Real Estate Investment Properties Allow Experienced Real Estate Investors to Purchase Individual Rental Properties to Expand Their Portfolio . Real Estate Investors utilize Our LAending Partners Rental Loans to Refinance a Property for a Lower Interest Rate or Purchase a New Investment Property for Rental Purposes.
Why Should You Invest in a Rental Property ?
Experienced Real Estate Investors Choose to Invest in Rental Properties to Build Long-Term Wealth through Real Estate. Rental Loans provide Long-Term Financing for Single-Family Residential Properties, Commercial Properties, Multi-Family Properties and More.
RENTAL LOAN SUMMARY:
( 1.) Investment Properties Only: Single-Family , Condominiums, Townhomes, Multi-Family, Commercial, Mixed-Use, Office, Retail, Industrial and Warehouses., (2.) Interest Rates Starting at 4.375% ( Subject to Change at Anytime), ( 3.) $100K-$5M USD, ( 4.) Up to 85% Loan-to-Value ( LTV), (5.) Blanket Loan Option Available, ( 6.) Fixed Rates/ Adjustable Rates, (7.) 5/1 ARM ( Adjustable Rate Mortgage), 7/1 ARM ( Adjustable Rate Mortgage), 30 Year Fixed, (8.) Interest Only Option Available, ( 9.) Foreign Nationals Eligible, (10.)No Prepayment Penalty Option Available.
Business Line of Credit Highlights( 1.) :
$5,000.00 USD-$250,000.00 USD, (2.) Up to $250,000.00 USD ( Single Location), Up to $300,000.00 USD For 2+ Locations , (3.) Six (6) or Twelve (12) Month Terms, (4.) Weekly or Monthly Payments, (5.) No Prepayment Penalties.
Guidelines:
(1.) Brick and Mortar Location, (2.) Time in Business ( TIB) - 1.5 Years Year Minimum, (3.) Minimum Annual Sales-$300,000.00 USD, Minimum Credit Score: 600.
Revenue Based Business Loan
Program Highlights:
(1.) No Collateral, (2.) No Credit Requirements, (3.) Liquid Cash Deposited into Your Account Within 2-3 Business Days, (4.) Receive up to 100% of of Your Average Monthly Deposits, ( 5.) Up to Eighteen (18) Month Terms, (6.) Daily/ Weekly/ Payment Plans, (7.) Prepayment Discounts, (8.) Businesses with Tax Liens Approved.
REQUIRED DOCUMENTS:
( A.) (4 Most Recent Business Bank Statements, ( B) Company Application and ( C) Debt Schedule.
Unsecured Personal Term Loan
Program Highlights:
(1.) Up to $300,000.00 USD Funding Range, (2.) Liquid Capital Deposited into Your Account Within 5-7 Days, (3.) No Collateral, (4.) No Pre-Payment Penalty, (5.), Interest Rate Range-6%-20%, , (6.) 3-5-7 Year Terms, (7.) Retired Applicants Approved, , (8.) Consolidate Credit Card Debt.
REQUIREMENTS:
(1.) Minimum 650 FICO Score, (2.) Debt -to-Income (DTI) Ratio Must be Under Fiorty Percent (40%), (3.) Must Show $20,000.00 USD Taxable Income.
REQUIRED DOCUMENTS: (1.) Color Copy of Driver's License ( Front and Back) ( All Four Corners Visible), (2.) Most Recent Personal Tax Return, (3.) W-2 ( If Employed), , (4.) 2 Most Recent Pay Stubs (If Employed), (5.) 3 Most Recent Personal Bank Statements, (6.) Fee Agreement.
Unsecured Business Working Capital -Debt Refinance Term Loan
Program Highlights :
(1.) $30,000.00 USD-$350,000.00 USD, (2.) 7-8% Interest Rate ( Subject to Change at Anytime), (3.) Ten (10) aYear Term ( Monthly Payments), (4.) No Prepayment Penalty.
REQUIREMENTS:
(1.) Minimum FICO Score-650, (2.) No and/ or Default on Government Loansor Foreclosures in the Last Three (3) Years, ( 3.)No Collections, Liens , or Late Payments ( Within 30 Days), (4.) No Felonies, , ( 5.) No Delinquencies and, / or Default on Government Loans , (6.) Minimum of Two (2) Years in Business.
Foreclosure Bailout Loans are Specifically Designed to to Save Investment Real Estate Investors from Losing Their Properties being Foreclosed upon by The Bank. This particular Loan is Only for Investment Properties, Not Owner-Occupied Properties.
LAooking towards a Private Money Lender for a Foreclosure Loan is a Great Solution to a Highly Stressful Situation. Privsate Lenders are Willing to Work with Borrowers to Lend Homeowners ( Investors) Money to Avoid Foreclosure.
Private Money Lenders that Provide Foreclosure Bailout Loans May be More Difficult to Find since Very Few Lenders provide This Mortgage Program.Our Lending Partners are a One-Stop Shop, that has All Types of of Mortgage Programs under One Roof.
Being Nationwide, We are Able to Help Real Estate Investors around the Around The USA , Get out of Foreclosure in a Quick, Efficient and Effective Manner.
If You afre facing Foreclosure or are Three (3) or More Payments behind in your Mortgage , a Foreclosure Bailout Loan from Our Lending Partners Can Help You to Receive Direct Funding.They have Helped Hundreds of Real Estate Investors Stop Foreclosure and They Can Help You, too.
A Foreclosure Bailout Loan is Considered an Asset-based Refinance Mortgage, Based on the Current Appraised Value of the Property or Asset.
Additionally, Foreclosure Bailout Loans Require an Appraisal Report to to Determine the Value of the Collateral..
Foreclosure Bail-Out Loan Summary:
(1.) Investment Properties Only: Single-Family, Condominiums, Townhomes, Multi-Family , Commercial, Mixed-Use, Retail, Industrial and Warehouses., (2.) $200K-$5M USD, (3.) Interest Rates from 9,00%- 11.99%, (4.) Loans up to 55% of Value, (5.) Bridge Loans Only, (6.) Up to Twelve (12) Months Term, (7.) Foreign Nationals Eligible, (8.)Interset Only Payment Option Available.
Our Business Line of Credit is For: (1.) Brick & Mortar, Retail Stores, (2.) Restaurants ( Including Fast-Food ), , (3.) Bars and Taverns, , (4.) Caterers, (5.) Bakeries & Cafes, ('6.) ;Liquor Stores, Hotels, Motels, Bed & Breakfast Facilities, (7.) Retail Stores, Auto Repair Shops, Salons & Spas, (8.) Medical asnd Dental Offices.
HIGHLIGHTS:
From-$5000.00 USD-$175,000.00 For One Location, Up to $300,000.00 USD For Two (2) or More Locations , Six (6)-Fourteen (14) Month Terms, Rates Start at 15%, No Pre-Payment Penalties ( Pay Off thr Debt Anytime for Interest Savings). No Fees to Keep The Credit Line Open.
GUIDELINES
(A) Must have a Brick and Mortar Location, , (B) Time IN Business-1.5 Years Minimum ( Same Ownership and Location), Minimum Annual Sales- $300,000.00 USD, ( C) Minimum FICO- 600 on All Three Credit RAeporting Bureaus, (D) Minimum Bank Statement Statement Ending Balance -$2,500.00 USD, ( E) Up to Two ( 2) Cash Advance Positions or Short-Term Loans Must be Paid Off from LOC Funds ( Borrower Must Net 50% After Cash Advances are Paid Off).
REQUIRED DOCUMENTS:
Business Bank Statements for the Last Twelve (12) Months.
Please Call or Text Northstar at :202-520-1252 or Email Us at: tamynorthstar@gmail.com
Amazon Store Inventory Financing Summary
This Lending Program offers Short-Term Business Loans , Asset Based Loans ( ABL) Lending to Qualified Sellers so They can Finance the Additional Costs for Inventory to Sell throughAny Delayed Marketplace.
ECommerce Loans are Available to Qualified Sellers and Loan Amounts range from $1000.00 USD-$20,000,000.00 USD. Amazon Loans , Invoice Funding and Lines ogf Credit are Available for Startups and Large Organizations.
Why Do I Need Inventory Financing ?
If You are looking for a Line of Credit and are Sitting on Significant Equipment or Inventory, You can Leverage those Assets by Securing Amazon Inventory Financing. Proceeds can be used General Working Capital Needs.
or Acquisition, Unexpected Expenses, or For General Working Capital Needs.
How does Inventory Financing Work ?
Our Lending Partners will Evaluate the Liquidation Value of the Equipment/ Inventory and Assign Value. You can Elect to Draw Down on the Credit Line At Will and Only Pay Interest Costs Monthly , like a Home Equity Line of Credit . Our Lenders will Advance either The Lower of Cost or The Net Orderly Liquidation Value.
How much Does Inventory Financing Costs?
As with All Asset-Based Lending , The Costs varies for Each Tranaction. The Monthly Percentage is Based on: (1.) Haow Liquid the Inventory is ( Liquidition Value ) ?, (2.) Where its Located ( Centrally vs. Spread Out), (3.) Whether or Not if its Perisherable or Fad Related).
Inventory Financing is a Good Way to Leverage Eaxisting Goods for Additional Purchases. Unlike Accounts Receivable ( A/R) or Purchase Order ( PO) , This Functions more like a Traditionsal Line of Credit , with Interest Only Payments Until Maturity for Only the Portion of Pricipal of Your Drawdown.
How long Does it Take ?
From the Time that You Submit the Amazon Inventory Financing Application and Due Diligence Materials , itb Takes Approximately a Week to Underwrite , After Which an Appraiser is Sent to Value Inventory. To Close the Process takes vApproximately Three (3) -Four ( 4) Weeks.
SUBMISSION/ APPROVAL PROCESS ?
(1.) Completed and Signed Funding Application, (2.) Current Financials including Accounts Receivable Aging Report and Accounts Payable Aging Report. ( 3.) Complete Inventory List with Locations.
TERMS: 8%- 15% Interest Rates (Revolving Terms: Short and Long-Term Payback , Advance -$500,000.00 USD-$20,000,000.00 USD.
Grow and Invest in Your Business.
You could Get Working Capital, Purchase More Inventory and take on New Opportunities.
For more Information, Please Call or Text Northstar at: 202-520-1252 or Email Us at :tamynorthstar@gmail.com.
Our Lending Partners Can Finance Heavy Duty Construction Equipment ; Vlued between $20,000.00 USD-$250,000.00 USD- Nationwide ! Up to 65% Loan-to-Value ( LTV), 24-60 Month Term, No Minimum FICO, Start Ups are O.K. !
REQUIRED DOVCUMENTATION:
(1.) Credit Report
, (2.) Invoice / Equipment Specifications, (3.) Bank Statements ( 3 Months), (4.) Personal Financial Statement, (5.) Facilities List ( Additional Colateral), 6.) Schedule of Real Estate Owned by Applicant.
For more Information, Please Call or Text Northstar at-202-520-1252 or Email Us at:tamynorthstar@gmail.com
Our Lending Partners will Work Hard to Help You Purchase a Recent Model Truck or Tractor , Whether to Grow your Fleet or to Get Started as an Owner-Operator just Beginning in the Trucking Industry. There are No Minimum FICO Scores, We offer Same -Day Approvals, Start-ups are O.K, Past Bankruptcies are O.K. ! We Offer Purchase Financing and Title Loans. We Do Not require Tax Returns, Up to 75% aLoan-to-Value ( LTV), Up to 60-Month Terms, Early Payoff after 12 Months. , Past Foreclosures are O.K., Owner-Operator with a New CDL is O.K., All Fees are Financed, ACH Payments ( Checking Account Deduction Payments), Extended Warranty Available.
For more Information, Please Call or Text Northstar at -202-520-1252 or Email Us at :tamynorthstar@gmail.com
Our Lending Partners can make Loans from $60,000.00-USD-$3, 000,000.00 USD FOR Six Months to Sixty Months on Different types of Real Estate including: Multi-Family, Retail , Office,, Residential, Industrial and Assisted Living Facilities.
Our Lending Partners offer: Bridge Financing, Project Funding, Fast Working Capital even if You have have been Turned Downed by the Banks Because of Low FICO Scores. We offer 70% Loan-to-Value ( LTV) / LTC Financing, All Credit Profiles are Welcome , Early Payoff Available, Interest Only Option Available, Bridge Loans, Cash-out Financing.
Documents Required:
(1.) Use of Financing Statements, (2.) Mortgage Statements, (3.) Bank Statements (3 Months), Tax Returns ( One (1) Year, A Copy of your Rent Roll(s) if Applicable, Property Financial s ( Two (2) Years + Year-to-Date Interim Records). This type of Financing is For Real Estate Owners with Equity tied up in Their Properties.
For More Information, Please Call or Text Northstar at-202-520-1252 or Email Us at :tamynorthstar@gmail.com.
What is a SBA Loan ?
SBA Load Administration (SBA). These Fixed-Rate Loans are Designed to Make it Easier for Small Businesses and Entrepreneurs to get Financing. These Fixed-Rate Loans issued by Private Lenders and Backed by The U.S. Federal Government's Small Business Administration (SBA).
Under the SBA's 7(a) Loan Program , The Lender provides the Loan and The SBA Promises to Pay The Lender a Portion of the Loan if The Borrower Defaults.
Having Government Backing allows Lenders to take on More Risks When it Comes to Providing Loans to Small Businesses. In the 2020 Fiscal Year , Lenders issued a Combined 428Billion USD in SBA Loans.
Which SBA Loan is Right For Your Business?
(A) SBA 7(a): The Standard SBA 7(a) is the Most Common , and Most versatile SBA Loan. With a Loan Amount of Up to $5MM USD and the Widest range of Uses, it Can Benefit Any Business that's Eligible. That said, It's an Especially Attractive Option for Startups due to the Combination of Large Capital and Flexibility.
(B) SBA 504: If You can Pinpoint your Needs Specifically to New Machinery or Facilities, However, The SBA 504 Loan is your Best Bet. IAt is Similar to The Standard 7(a) , with Loans up to $20MM USD and Extended Repayment Terms, But it's Designed specifically for Large , Stationary Spending. Look into The 504 if your Busineses is in Need of New Land , New Facilities , Expanded Operations.
( SBA Express Loans: SBA Express Loans, Meanwhile , Get You Money Quicker, But Lesss of it. The Express Loan drastically Reduces the Time it takes to Receive Financing ( Approval comes within Thirty-Six (36) Hours, Making it Ideal for Thodse Looking fro Quick Turnaround.
It's Best if You're an Established Business with Specific, Time-Sensitive Needs, Since Eligibilty is More Difficult and New Businesses Might Not be Approbved. The Loan Amount Caps out at $350,000.00 USD, But because of Their Speed They're are Ideal if You're Eligible and Require Less Capital for an Urgent or Niche Need.
What is an SBA Loan Guarantaee ?
A Loan Gurantee is The Amount that The Federal Government has Agreed to Pay on the Loan . It can be as High as$3.75MM USD, and it Guarantees that in the Event of a Deferral , The Lender Will Still Receive that Amount From The Government . Loan Guarantees are What give Private Lenders the Confidence to Offer SBAs with Lower Payments and More Flexible Terms.
How long Does it Take to Get an SBA Loan ?
SBA Loans typically take Sixty (760)- Ninety (90) Days from Application to Receive Funds. Of Course, This depends on the Loan Type , The Eligibility of The Applicant , as well as Other Factors unique to Each Business. Those that Require Quicker Access to Finances Can Apply for an Express SBA Loan, Which reduces Approval Time to Thirty-Six (36) Hours, and Delivers Money to The Borrower's Bank Account in a Matter of Weeks.
What are the SBA Loan Requirements
The SBA sets Rules and Guidelines that Lenders have to FollowWhen issuing SBA Loans. To qualify for an SBA Loan, a Business Must be a For-Profit Business located in The United States ot its Territories. The Business Owner Must have Invested therir own Time and Money in the Business. The Maximum Loan Amount is $5MM USD, Minimum Credit Score is usually 680, Although some Lenders have been found to Accept Credit Scores as Low as 620., Collateral generally isn't a Requirement of Loans Worth $25,000.00 USD or Less . Loans of $25,000.00 -$350,000.00 Always involve Some Collateral. For Loans exceeding $350,000.00m The SBA Requires Lenders to " Collateralize the Loan to the Maximum Extent Possible up to the Loan Amount.
Businesses involved in Certain Industries, such as Gambling, Medical Research , and Marijuana , are Ineligible -even if Their Activities are Legal in the State Where they are Located.
Applying for an SBA Typically involves a Lengthier Application Process than for a Regular Business Loan..
The Following is a List of Things Lenders May take into Consideration:
(A) Personal Background , including Criminal Record Report, Anyone owning Twenty Percent (20%) or More of the Business Must Fill out a Form with Their Personal Information and Sign a Personal Guarantee., (B) Business Background::Members of the Company Management Team Should be Prepared to Provide a Resume' outlining Their Business and Work Experience. , ( C) Business Plan: This should include a Value Proposition , Financial Statements and Projections , Details of Any Existing Debts, and a Clear outline of How The SBA Funds Will be Used., (D) Personal and Business Statements, Tax Returns ( Two Years) and Bank Statements., (E) Business Credit Reports: As with a Personal Credit Report , The Lender will Need You to Provide Deatils so it Can Access This Report.
CURRENT SBA RATES ( JANUARY-2021) ( Interest Rates are Subject to Change at Anytime)
SBA Loan Programs :
(A) SBA 7(a) Loan-Over $50,000.00 USD; Over Seven (7) Years= Prime Rate +2.75%, ( B) SBA 7(a) Loan- Under $50,000.00 USD; Under Seven (7) Years =Prime Rate +4.25%, ( C) SBA 7 (a) Loan - Between $25,000.00 USD- $50,000.00 USD; Under Seven (7) Years= Prime Rate +3.25%, (D) SBA 7(a) Loan -Over $50,000.00 USD; Under Seven (7) Years= Prime Rate + 2.25%, (E) SBA Express Loan- Up to $350,000.00 USD ; Up to Seven (7) Years= Prime Rate +4.5% to 6.5 %, (F) SBA 504 Loan/ CDC Loan ( CDC Portion)- Up to $5.5MM USD; Ten (10) Years= 5-Year Treasury Rate +2% to 4.322% in Fees, ( G) SBA 504/ CDC Loan ( CDC Portion)- Up to $5.5 MM USD ; Twenty (20) or Twenty-Five (25) Years= 10-Year Treasury Rate +2% to 4.322% in Fees, (H) SBA Microloan- Less than or Equal to $10,000.00 USD ; Up to Six (6) Years= Cost of Funds+ 8.50%, (I) SBA Microloan -Over $10,000.00 USD ; Up to Six (6) Years= Cost of Funds +7.75%.
SBA Loans are Designed to make it Easier For Small Businesses to Get Funding. If your Business has Exhausted All other Financing Options , You may be able to Get an SBA Loan.
SBA Loans can be Used for The Following: (1.) Purchase Land, ( 2.) Cover Construction Costs, (3.) Purchase or Expand an Existing Business, (4.) Refinance Existing Debt, and (5.) Purchase Machinery, Furniture, Supplies, or Materials.
For more Information and an SBA Application; Please Call or Text Northstar at-202-520-1252 or Email Us at:tamynorthstar@gmail.com
NO-DOC Commercial Loans :
This Loan is Designed to Help PArperty Owners, Who are Often Overlooked by Traditional Lenders due to Lower LAoan Amounts and / or Less than Ideal Credit Scores. It offers more Flexibility than Traditional Lending Sources without Charging the High Rates some Lenders Do.
Loan Specifications:
Property Types :Multi-Family, Mixed Use, Office, Retail, Light Industrial and Warehouses., Loan Amounts; $100,000.00 USD-$5MM USD, Loan -to-Values (LTVs) Up to 80%, Credit Score Needed : 650 Minimum on All Three Credit Reporting Bureaus, Interest Rates Starting at 4.99 % ( Subject to Change at Anytime), Programs: Purchase , Rate & Term and Cash Out, Document Requirements-NO DOC, Prepayment Penalties: Five (5) Year Step Down.
Long-Term Financing: This type of Loan Program has Long-Term Financing ( 5/1 ARM ( Adjustable Rate Mortgage), 30 Year Fixed) For Real Estate Investors looking to Pyurchase , Rate and Term , or Cash -Out.
For Your Real Estate Investment Needs: A NO-DOC Commercial Loan is the Perfect Solution for Any RealEstate Investor , First Time Borrowerers to Seasoned Real Estate Entrepreneurs.
NO UPFRONT FEES! NO JUNK FEES ! NO TAX RETURNS !
For more Information, Please Call or Text Northstar at-202-520-1252 or Email Us at:tamynorthstar@gmail.com
If Your Business is Any of the Following Industries, Then You Can be Approved for up to $200,000.00 USD in Computer Servers with a Simple Monthly Payment for 60 Months:
APPROVAL INDUSTRIES:
(1.) Medical Billing, (2.) Staffing Agencies, (3.)Marketing / Advertising Agencies, (4.) Publishing Companies, (5.) Technology Companies/ IT/Software Companies, Architects, Engineering Companies, (6.) Printing Companies, ( 7.) Hotels, (8.) Motels, (9.) Gyms, (10)Accounting Firms including CPA's and Tax Preparation Services, (11.) Collection Agencies, (12.) Insurance Agencies, (13.) Financial Planners/ Investment Advisors, (14.) Real Estate Companies, (15.) Mortgage Companies, Mortgage Companies, (16.) Attorneys ( All Practices), ( 17.) All Physician Types/ All Doctor's Offices, Chiropractors, (18.) Dentists, (19) Home Health Services, (20.) Mental Health Services, (21.) Pharmacies, (22.) Physical Therapists, (23.) Residential Care Facilities ( Can also be the Residence of The Owner if Underwriting Crireia is Met ), (24.) Substance Abuse Services ( Outpatient and Inpatient), (25.)Medical Diagnostic Centers, MRI Facilities, ( 26.) Dialysis Facilities, (27.) Veterinarians, (28.) Auto Sales/ Car Dealerships,( 29.) Funeral Homes, (30.) Bail Bond Offices, ( 31.) Security Services, (32.) Manufacturing Companies.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
If Your Business is Any of the Following Industries, Then You Can be Approved for up to $200,000.00 USD in Computer Servers with a Simple Monthly Payment for 60 Months:
APPROVAL INDUSTRIES:
(1.) Medical Billing, (2.) Staffing Agencies, (3.)Marketing / Advertising Agencies, (4.) Publishing Companies, (5.) Technology Companies/ IT/Software Companies, Architects, Engineering Companies, (6.) Printing Companies, ( 7.) Hotels, (8.) Motels, (9.) Gyms, (10)Accounting Firms including CPA's and Tax Preparation Services, (11.) Collection Agencies, (12.) Insurance Agencies, (13.) Financial Planners/ Investment Advisors, (14.) Real Estate Companies, (15.) Mortgage Companies, Mortgage Companies, (16.) Attorneys ( All Practices), ( 17.) All Physician Types/ All Doctor's Offices, Chiropractors, (18.) Dentists, (19) Home Health Services, (20.) Mental Health Services, (21.) Pharmacies, (22.) Physical Therapists, (23.) Residential Care Facilities ( Can also be the Residence of The Owner if Underwriting Crireia is Met ), (24.) Substance Abuse Services ( Outpatient and Inpatient), (25.)Medical Diagnostic Centers, MRI Facilities, ( 26.) Dialysis Facilities, (27.) Veterinarians, (28.) Auto Sales/ Car Dealerships,( 29.) Funeral Homes, (30.) Bail Bond Offices, ( 31.) Security Services, (32.) Manufacturing Companies.
For more Information, Please Call or Text Northstar at (202)520-1252 or Email Us at:tamynorthstar@gmail.com
Are your customers raving about you on social media? Share their great stories to help turn potential customers into loyal ones.
Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.
Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.
Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.
This is a long form text area designed for your content that you can fill up with as many words as your heart desires. You can write articles, long mission statements, company policies, executive profiles, company awards/distinctions, office locations, shareholder reports, whitepapers, media mentions and other pieces of content that don’t fit into a shorter, more succinct space.
Articles – Good topics for articles include anything related to your company – recent changes to operations, the latest company softball game – or the industry you’re in. General business trends (think national and even international) are great article fodder, too.
Mission statements – You can tell a lot about a company by its mission statement. Don’t have one? Now might be a good time to create one and post it here. A good mission statement tells you what drives a company to do what it does.
Company policies – Are there company policies that are particularly important to your business? Perhaps your unlimited paternity/maternity leave policy has endeared you to employees across the company. This is a good place to talk about that.
Executive profiles – A company is only as strong as its executive leadership. This is a good place to show off who’s occupying the corner offices. Write a nice bio about each executive that includes what they do, how long they’ve been at it, and what got them to where they are.
This is a long form text area designed for your content that you can fill up with as many words as your heart desires. You can write articles, long mission statements, company policies, executive profiles, company awards/distinctions, office locations, shareholder reports, whitepapers, media mentions and other pieces of content that don’t fit into a shorter, more succinct space.
Articles – Good topics for articles include anything related to your company – recent changes to operations, the latest company softball game – or the industry you’re in. General business trends (think national and even international) are great article fodder, too.
Mission statements – You can tell a lot about a company by its mission statement. Don’t have one? Now might be a good time to create one and post it here. A good mission statement tells you what drives a company to do what it does.
Company policies – Are there company policies that are particularly important to your business? Perhaps your unlimited paternity/maternity leave policy has endeared you to employees across the company. This is a good place to talk about that.
Executive profiles – A company is only as strong as its executive leadership. This is a good place to show off who’s occupying the corner offices. Write a nice bio about each executive that includes what they do, how long they’ve been at it, and what got them to where they are.
Northstar offers a Wide Selection of Private Lender Financing for the Following Types of Properties: Non-Owner-Occupied Dwellings including: Single Homes, 1-4 Unit Apartment Buildings , Office Buildings, Retail Shops, Industrial Buildings, Warehouse Buildings, Multi-Family Buildings, New Ground up Build to Suit Properties, Planned Unit Development Projects, Townhouses, Mixed Use Facilities and Condominiums.
A Hard Money Real Estate is Simply a Short-Term Loan Secured by Real Estate. Hard Money Loan Lenders are Primarily concerned with the Property's Value rather than The Borrower's Credit. Whether it's a Commercial Real Estate Loan or a Residential Real Estate Loan , a Hard Money Loan benefits Borrower's Who Do Not have the Ability to Go to the Bank Due to Their Credit . Where the Banks say " No" , the Hard Money and Private Lenders Can Still say " Yes" !
Hard Money Lenders for Beginners
There is a Large Amount of Real Estate Investors that Struggle with Other Sources of Financing such as Traditional Mortgages and Lines of Credit. This is Why Borrowers Choose to Work with a Hard Money Loan , Because This Type of Program is an Asset-based Loan, Which means the Financing is Based on the Loan-to-Value ( LTV) of the Asset.
Unlike other Privatte Money Loans , a Hard Money Loan Does Not Go Through Full Underwriting as it Doesn't Have Many Guidelines and Criteria there isn't Any Minimum FICO Requirement for The Borrower.
Real Estate Investors who aren't Able to Secure Financing with a Traditional Mortgage Loan for Their Investment Property, Can turn to Hard Money Lenders to Obtain Funding.
For both Experienced and Novice Real Estate Investors, a Private Hard Money Loan Program is The Perfect Solution to Achieve Your Real Estate Investment Goals.
Nationwide Property Types for vHard Money Loans
Applying for a Hard Money Loan is a Fast and Easy Process. First find an Investment Property and Reach Out to a Direct Private Money Lender to Assess your Loan Scenario.
Direct Private Money Lenders Can Provide a Hard Money Loan for the Following Property Types:(1.)Single Family, (2.) Mixed-Use, (3.)Multi-Family, (4.) Commercial.
Working with a Hard Money Lender will Allow You to Have Your Loan Approved in Half the Time a Traditional Bank Loan takes, with Less Underwriting and Guidelines
Hard Money Loan Summary
(1.) Hard Money Loans are for Investment Properties Only, (2.) Due to their High Interest Rates and Costs , they Cannot be Used for Owner-Occupied Properties-Making Them Ideal for The Real Estate Investor, (3.) Hard Money Loans are Loan-to-Value ( LTV) Loans, Meaning that they are Based on Your Assets rather than Your Credit History, and are Generally Capped at 75% of Your Assets Value, (4.) The Hard Money Loan Requirements and Approval Process is a Quick and Easy as there are Few Regulations and No Minimum FICO Score Required, ( 5.) Funding from a Hard Money Loan can be Received in as little as 2-3 Weeks from Applying.
What is a Soft Money Loan ?
Soft Money is Defined as a Long-Term (5/1, 7/1, ARM ( Adjustable Rate Mortgage), 30 Year Fixed) Real Estate Investment Loan Program that Closes Faster (2-3 Weeks) than a Conventional Loan.
This type of Loan Program requires more Underwriting than a Hard Money Loan, Allowing it to have Lower Rates and Greater Security. It is based on Both The Borrower's Credit Score ( Minimum 650 on All Three Credit Bureaus), and the Property's Loan-to-Value ( LTV), , is Always a Term Loan rather than a Bridge Loan.
An innovative approach combining the Benefits of Hard Money that have Lower Risks, Higher Rates, and a Short Term Loan Time -Frame - Contrastingly , Soft Money Programs fit Many Borrowers far Better due to The Program's Lower Costs, and Longer Terms.
Why Should You Use a Soft Money Loan ?
( A.) Long -Term Financing : This Type of Loan has Long-Term Financing (5/1, 7/1, ARM ( Adjustable Rate Mortgage), 30 Year Fixed) for Real Estate Investors , Who Prefer to Finance the Purchase and / or Rehab of Their Investment Property, (B.) Fast Funding: With Conventional Loans , There are Qualifications that Restrict You from getting Access to Those Funds. With a Soft Money Loan Program there is More Underwriting than a Hard Money , Allowing it to have Lower Rates, Greater Security and Fast Funding.,, ( 4.)For your Real Estate Investment Needs: A Soft Money Loan is The Perfect Solution for Real Estate Investor , First Time Borrowers to Seasoned Real Estate Entrepreneurs.
SOFT MONEY OVERVIEW:
(1.) Investment Properties Only: Single-Family, Condominiums, Townhouses, Multi-Family, Commercial, Mixed-Use, Office, Retail,, Industrial and Warehouses, (2.) Rates Starting at 4.375% ( Rates are Subject to Change at Anytime), (3.) Loan Amounts-$100K-$5M USD, (4.) Up to 85% Loan-to-Value ( LTV), (5.) Blanket Loan Options Available, ( 6.) Fixed Rates / Adjustable Mortgages, (7.)5/1, ARM , 7/1 ARM, 30 Year Fixed, (9.) Interest Only Option Available, (10.) Foreign Nationals Eligible, (11.) No Prepayment Penalty Option Available.
What is a NO- DOC Multi-Family Loan ?
A NO-DOC Multi-Family Loan is a Type of Term Loan Program that Does Not Require a Verification of Income or Tax Returns from The Borrower . This type of Term Loan ( Fixed Period Payments for Specific Time ) is Beneficial for Multi-Family Borrowers Who Do Not have The Ability to Go to The Bank due to Their Documented Income , Closing Timeline, sand Employment History.
NO -DOC Term Loans are Defined as Non-Qualified (NON-QM) Mortgages and are Long-Term (5/1 ARM, 7/1 ARM, 30 Year Fixed RAeal Estate Investment Programs.
Unlike Conventional Investment Property Loans that MAax Out at 70% LTV ( Loan-to-Value), a NO-DOC MAulti-Family Loan Program MAaxes Out at 85 % LTV ( Loan-to-Value) and with No PMI ( Private Mortgage Insurance). This allows The Borrower to put Less Money Down on Their Purchase.
Only Real Estate Investors with High Credit Scores ( Over 650 in All Three Credit Reporting Bureaus) are Eligible For a NO-DOC Multi-Family Mortgage Loan.
Why Should Real Estate Investors Use NO-DOC Loans on Multi-Family Properties ?
The reason Why Multi-Family Properties are an Ideal Purchase for Real Estate Investors is Due to the Ability to Increase Cash Flow. Multi-Family Buildings or Investment Homes have Multiple Units that Can easily bev Rented providing Passive Income to The Owner of the Property.
They are especially Great for Long-term
Investments because Borrowers Do Not Need to Show Any Income Verification and Can Provide You with Long Term Passive Income.
How to Apply for a NO-DOC Multi-Family Loan ?
Conventional Lenders Do Not Offer This type of Loan, Those that Do are a Great Option for Real Estate Investors Who are Unable to Provide the Stricter Guidelines of a Traditional Loan.
The Relationship between The Borrower and The Lender is Based on the Idea that The Borrower will be Able to to Afford and be Able to Pay the Loan Payments. Since they are Riskier due to the Fact that there is No Verification of Income or Taax Returns , You tend to to get Higher Interest Rates than Other Loan Programs.
However, because there is Less Documentation and Underwriting , You Do get a Quicker Approval Process and Flexibility. InThis type of LAoan , the Loan Heavily relies on The Value of The Property.
NO-DOC Multi-Family Loan Overview
(1.) Investment Properties Only: Multi-Family, Commercial, Mixed -Use, , ( 2.) Interest Rates Starting at 4.375% ( Subject to Change at Anytime), $100K-$5M USD, ( 3. ) Up to 85% Loan-to-Value ( LTV), ( 4. ) Blanket Loan Option Available, (5.) 5/1 ARM ( Adjustable Rate Mortgage), 7/1 ARM ( Adjustable Rate Mortgage), 30 Year Fixed, (6.) Interest Only Option Available, (7.) Foreign National Eligible, ( 8.) No Prepayment Penalty Option Available .
What are Bridge Loans ?
A Bridge Loan is Defined as a Short-term (12-24) Months) Real Estate Loan that Closes Faster than Term Loans or Conventional Loans. Real Estate Investors work with Lenders Who offer Brifge Loans, Because Not Only Do They Close Quickly , The Guidelines are More Lax, Therefore there is Less Underwriting and Documentation Needed.
Real Estate Bridge Loans are Temporary Loans, Secured by The Asset ( Real Estate), the Typical Property Bridge Loan has a Term of 12-24 Months , Although Many Bridge Loan Lenders will Grant The Owner the Option to Extend His/ Her Loan for Six (6) Months to One Year.
Why Should You Get a Bridge Loan ?
There are More Benefits than You can Count for with Bridge Loans . The Greatest Benefit ids the Speedy Approval Process. As a Real Estate Investor , With a Simplified Approval Process, it Becomes Quick , Which is Key to getting a Great RAeal Estate Property before Someone else Does. However, as a Result of The Faster Process, They have Higher Interest Rates.
If You are a Real Estate Investor that Does Not have a Stable Cash Flow or if You are Self-Employed , This is Perfect for You. The Private Lender Does Not look at Your Salary or Tax Returns so You Don't have to Worry id You Do Not have a Stable Income. Another Benefit is How the Loan is Utilized, it Doesn't Need to be Solely for Purchasing a Specific Property but Can be used for a Variety of Purposes.
Bridge Lioan Summary:
(1.) Investment Properties Only: Single Family, Condominiums, Townhouses, Multi-Family, Commercial, Mixed-Use, Office, Retail, Industrial and Warehouses., (2.) Interest Rates Starting at 7.25% ( Subject to Change at Anytime), (3.)$100K-$5M USD, (4.) Up to 75% Loan-to-Value ( LTV), (5.) Blanket Loan Option Available, (6.)Fixed Rates/ Adjustable Rates, (7.) 9-24 Month Terms, (8.) Interest Only Payments Options, (.9.) Purchase, Refinance or Cash-Out, (10) Foreign Nationals Eligible , (11.) No Prepayment Penalty Option Available.
. What is a Hard Money Loan ?
Generally accepted, a Hard Money Loan is an Asset-based Loan, Which means that the Financing is Based on The Loan-to-Value ( LTV) of The Asset.. Unlike the Fix and Flip Loan , it Doesn't Go through Full Underwriting and There's No Minimum FICO for The Borrower, as it Doesn't have Many Guidelines and Criteria.
This type of Loan Doesn't have as many Restrictions as One might Think considering that it is just Money, So No More having to Worry about Bankruptcies, Foreclosures, Collections, etc.
The Majority of Prospective Borrowers are Private Individuals or Investors looking for Better Financing Options on Their Investment Property that They Cannot Obtain with a Traditional Lender. The only Options available for Real Estate Investors are to Reach out to Conventional Institutions ( Banks), Mortgage Companies, and Direct Private MAoney Lenders.
However, if You are a Real Estate Investor with Bad Credit, Many of The Traditional Funding Sources Would Not be Valid Options. There are Multiple Loan Options out there for Personal Finance or Real Estsate Financing, and Many of Them Heavily Base Whether or Not They will Give Someone a Loan based on their Credit Score. Thankfully, This isn't True for Hard Money Loans.
Most Banks and Mortgage Companies Do Not Offer Mortgage Loan Programs for Individuals. Fortunately, in the World of Private Money Lenders, a Hard Money Bridge Loan is a Perfect Option to Receive Funding and even Fix your Credit Score.
Due to the Lack of Guidelines and Underwriting , a True Hard Money Loan is Generally Capped at 75% Loan-to-Value ( LTV) or Less. For example, Let's say that You have a Home worth $1M, If You want $500K Against it ( 50% LTV), You are Able to Receive the Money within 1-2 Weeks ( From the Day of Application), Commonly as a First Lien Position-Because it's just Money .
It is Normally in the Form of a Bridge Loan, Which is Short-term Financing in a Period of 12-24 Months.
Nationwide Hard Money Overview:
( 1.) Rates starting at 7.25% ( Subject to Change at Anytime), (2.) Loan Amount $100K-$5M USD, (3.) Loan-to-Value ( LTV) Ratio : Up to 75% LTV, (4.) Blanket Loan Option Available, (5.) Single Family, Condominiums, Townhomes, Multi-Family, Commercial, Mixed-Use, Office, Retail, Industrial and Warehouses., (6.) Purchase, Refinance or Cash Out, (7.) Foreign Nationals Eligible, , (8.) No Prepayment Penalty Option Available.
. A Stated Income Loan or No Income Verification Loan is One of The Leading Private Money Loan Programs available to Real Estate Investors, Allowing The Borrower to Secure Funding without Needing to Qualify on Their Debt-toIncome Ratio.
Unlike Conventional Mortgages, a Stated Income Loan ids Easier to be Approved versus a Traditional Loan and is a Way for Self-Employed Borrowers Who Would Not Qualify for Traditional Financing to Achieve Their Investment Dreams. These types of Loan Programs are for Investment Properties Only and Not for Primary Residences for an Owner-Occupied Property.
Only Real Estate Investors with High Credit Scores ( Over 650 on All Three Credit Reporting Bureaus) are Eligible. Whether it's a Commercial Real Estate Loan , Soft Money Loan or a Soft Money Rental Loan, This type of of Loan Product Benefits Borrowers Who Do Not Have the Ability to Go to the Bank due to TAheir Documented Income, Closing Timeline , and Employment History.
Unlike Conventional Investment Property Loans that Max Out at 70% Loan-to-Value (LTV), a NO-DOC Soft Money Loan Maxes Out at 85% Loan-to-Value ( LTV) with No PArivate Mortgage Insurance ( PMI). This allows The Borrower to Put Less Money Down on Their Purchase.
What is a No-Income Verification Loan ?
A No-Income Verification Loan is a Type of Loan Program that Doesn't Require The Borrower to Provide Documentation of Income . Unlike Conventional Loans, These Loans ( Also known as NO-DOC & Stated Income Mortgages) Offers a Solution to Investors Who Couldn't Satisfy Full Documentation Loan Programs.
Borrowers may find it Difficult to Qualify for Traditional Mortgages due to Their Unstable or Undocumented Income as well as The Tougher Documentation required from Lenders.
With Bank Statement Loans, You still have to Qualify for Your Debt-toIncome Ratio ( DTI), Most Lenders Use Bank Statements ( Typically up to Two (2) Years) to Confirm a Borrower's Income rather than Tax Returns and Recent Pay Stubs like Traditional Mortgages.
Each Lender has Their Own Underwriting Requirements and Guidelines to Determine Net Income , Therefore , if You Don't Qualify with One Lender, There are Others that Will.
Bank Statement Loans are Offered through NON-QM ( Non-Qualified Mortgage) Lenders. However, Our Lending Partners offer a Mortgage Program that Supersedes a Bank Statement Loan , Which is a True Stated Income / No -Income Verification ' NO DOC Mortgage. This Particular Loan Program Benefits Investment Properties and Commercial Prperties-Nationwide.
READY TO FINANCE YOUR INVESTMENT PROPERTIES?
OAurv Lending Partners Loan Officers Will Talk You through The Process of Applying For a Stated Income Loan and Will Quickly Process the Loan Application , Allowing You as The Self-Employed Borrower to Run Your Business and Get the Funding for the Loan Amount You Need to Buy your Dream Real Estate Investment Property.
Stated Income Qualifications:
A Stated Income Loan from Private Money Lenders is Catergorized as a Non-Qualified Mortgage aka a NON-QM Loan.
To Begin The Qualification Process for a Stated Income Mortgage Loan, The Borrower will Need to Show Proof of at least Two (2) Year Worth of Self-Employment. There is No Need for W-2 Forms, Savings Accounts, Liabilities, or Other Proof of Cash Flow oe Employment Documentation.
When applying for The Stated Income / NO-Income Verification Loan, Will simply Show their Trusted Private Money Lender their Bank Statements for the Past Two (2) Months , Business License , and Proof that You are still in Business.
Basing Loan Approvals on Proof of Self Employment or Bank Statements , Rather than W-2's and Liabilities Makes The Process Quick and Hassle-Free.
The Benefits of Applying for a Stated Income Mortgage Loan:
(1.) Low Amounts of Paperwork, ( Payment Sourcing is Faster and Easier, (3.) Debt-to-Income Ratio Does NAot Factor into Underwriting Guidelines.
A Non-Qualifying Mortgage Loan is Available for Both Self-Employed Individuals and Those with Proof of Income in the Form of a W-2. Self-Employed Borrowers Can Find it Difficult to Qualify for a Traditional Mortgage Loan in Their Investment Property as Many Mortgage Lenders Do Not Want to Risk Lending to a Borrower Without a Regular Paycheck.
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